Lending Services
Mortgage Loan
SIRFCU can make home-ownership a reality for you! Whether buying a new home, constructing one or simply refinancing your existing mortgage, our Mortgage Department can help. We offer competitive In-House as well as Secondary Market Mortgages, and Construction Loans. See any of our mortgage lenders today for more details.
ATV Loan
Ready to ride the trails this winter on a new snow machine? How about a 4-wheeler to help out on the camp property? Or even a personal watercraft to zoom around your favorite lake? Whatever your ATV dreams, let us help make them come true with a competitive-interest, fast-turnaround loan!
Vacation Loan
Whether you dream of an Upper Peninsula tour or a once-in-a-lifetime trip to Europe, we want to help you get there. We offer loans for vacations of all sizes in less time than booking your overseas flight.
Boat Loan
Catching fish, catching some sun or catching some waves. However you like to spend time on the water we can help with a boat loan. Use your floating stress-relief as collateral and get a fast, competitively priced loan from us at SIR Federal Credit Union.
Camper Loan
If you’ve spent one too many nights in a cold, wet tent, but still want to go camping, why not let us send you packing with a camper loan? The Upper Peninsula has so much to offer to the properly equipped family or individual. A fast, easy loan at competitive rates could be just what you need to start enjoying it all!
Credit Card Processing
At SIR Federal Credit Union we offer a low fixed rate of 3.00% (depending on your credit worthiness) with free terminal placement Rewards! There are no Annual, Balance Transfer or Cash Advance Fees and we process your retail merchant account application in house. With the new SIR Visa you have the flexibility of making payments online, by mail or at our branches!
Learn more about our Credit Card Program
No worries, you can find us on your mobile device too!
"Font that is no smaller than the smallest font size used in other portions of the advertisement intended to convey information to the consumer- Federally Insured by NCUA"